Re-fi land

On a whim I clicked on a popup for refinancing mortgages. It was for lowermybills.com or something close to that. I got matched up with 5 different lenders. The one from QuickenLoans was very pushy at first, but he seems to have the best program and is working the hardest for us, so that's who we decided to go with. I wish I could've talked more with the Wachovia person. They had practically no closing costs in their program. It was too good to be true though and I wanted to ask more questions but she's out of the office til Wed or Thurs. So Quicken it is. I really need to get rid of these credit card bills. They're sucking us dry. Then, we need to put all our credit cards in the freezer in a block of ice. We have too much impulse buying going on. It's time to behave and live within our means again.

I pouted all morning Saturday. I felt so bad for allowing us to get into this situation (since I'm the one who handles the budget, it falls in my lap). Then I decided to get busy doing something about it. It's a bit overwhelming though - gathering all this info and getting it faxed over to Quicken. It's a good thing I'm a good multi-tasker.